A personalized annuity review helps you understand your options, compare benefits, and choose a strategy designed to safeguard your income for the long run. Our team will walk you through everything clearly and simply, so you can move toward retirement with confidence and peace of mind.
Kyle joined Gradient Investments in 2025 and has more than 15 years of financial services experience. Prior roles include portfolio manager with a couple of large international institutional asset management firms, also was an advisor with a retail wealth advisory firm. Kyle has developed experience with financial advice, asset allocation, and investment analysis across the asset spectrum. He is a CFA® charter holder and has appeared on the Schwab network.
Keith joined Gradient Investments in 2018 and has more than 30 years of industry experience. Prior roles include senior portfolio manager for a large institutional asset management firm, managing a multi-billion-dollar portfolio. Keith is a CFA® charter holder, managed a Lipper Award-winning mutual fund, and has been featured in media outlets such as CNBC, Bloomberg, Investor’s Business Daily, Nasdaq and Reuters.
As President, Michael is the leader of Gradient Investments and has been with the firm since 2012. He brings more than 35 years of industry experience, including prior roles managing multi-billion-dollar portfolios for an institutional asset manager. Michael is a CFA® charter holder and is a frequent contributor on CNBC, Fox Business, Barron’s, and the Wall Street Journal.
For more than three decades, I have helped pre-retirees and retirees make confident financial decisions as they prepare for — and live in — retirement. My focus is on creating reliable income strategies that support long-term security, stability, and peace of mind.
My career began at Morgan Stanley Dean Witter, where I served as a Licensed Registered Financial Representative and completed comprehensive financial training in New York City. I later worked as a Financial Advisor with several banks, gaining extensive experience helping clients transition from accumulation to income-focused planning.
Today, I specialize in annuities as a Licensed Insurance Broker, working closely with individuals who want to protect what they’ve saved and turn it into dependable retirement income. I help clients understand how annuities can provide guarantees, reduce market risk, and complement other retirement assets. I am also an Investment Adviser Representative with Gradient Advisors, LLC.
I understand that approaching retirement can bring uncertainty, and that annuities may feel complex or unfamiliar. My role is to simplify your options, clearly explain how different annuity strategies work, and help you choose solutions that align with your retirement goals and lifestyle.
I look forward to connecting with you and being a trusted partner throughout your retirement journey.